Corporate, Healthcare and Non-Profit Executives

Financial Planning & Wealth Management:

• Stock Option Planning & Management: Executives often receive stock options as part of their compensation package. Vidarrow can help you understand the complexities of stock options, develop exercise strategies, and manage your overall stock option portfolio.
• Equity Compensation Planning: Beyond stock options, Vidarrow can assist with restricted stock units (RSUs), performance-based compensation, and other equity-based compensation elements.
• Benefits Evaluation and Optimization: Most people don't utilize their employer-provided benefits to their full potential. We'll analyze your benefit package (health insurance, retirement plans, etc.) to ensure you're enrolled in the right options and maximizing their value. We can help you understand complex plan details, navigate enrollment processes, and identify opportunities to save money and improve your financial security.
• Tax Planning & Minimization: Executives are often in high tax brackets. Vidarrow can collaborate with tax advisors to develop tax-efficient strategies to minimize their tax burden. This might involve maximizing contributions to retirement accounts, exploring tax-advantaged investment options, and establishing charitable giving vehicles, and, of course, proactive tax planning throughout the year.
• Estate Planning: Developing a comprehensive estate plan is crucial for executives. Vidarrow can work with estate planning attorneys to ensure assets are protected and distributed according to the executive's wishes, considering potential estate taxes.
• Retirement Planning: While retirement might seem far off, solid retirement planning is essential for executives. Vidarrow can help them estimate retirement needs, develop strategies to maximize retirement savings through various accounts (e.g., IRAs, 401(k)s), and ensure a smooth transition to retirement.

Investment Management & Strategies:

• Diversification & Risk Management: Executives may have a significant portion of their wealth tied to their employer's stock. Vidarrow creates highly customized, diversified investment portfolios to balance risk and growth potential, considering the executive's existing stock holdings.
• Managing Lifestyle Inflation: With high salaries and bonuses, executives can fall into the trap of lifestyle inflation. Vidarrow can help develop realistic budgets and saving plans to ensure long-term financial security beyond their current income level.
• Alternative Investments: Vidarrow can evaluate alternative investments like private equity, real estate, or hedge funds for executives seeking to diversify their portfolios beyond traditional stocks and bonds. However, these options often come with higher risk profiles and require careful evaluation.
• 401(k) Rollovers: When leaving a job, executives have the option to roll over their 401(k) savings into a new employer's plan or an IRA. Vidarrow can guide them through the rollover process, ensure it adheres to IRS regulations, and help choose the most suitable rollover option considering factors like investment options, fees, and tax implications.

Additional Services:

• Pre-IPO Planning (for executives at pre-IPO companies): For executives in pre-IPO companies, Vidarrow can help navigate the complexities of stock options and potential liquidity events.
• Succession Planning: For executives owning businesses, Vidarrow can assist with developing succession plans to ensure a smooth transition when you pass the torch.
• Philanthropy Management: Many executives are passionate about giving back. Vidarrow can help establish charitable foundations or donor-advised funds (DAFs) to facilitate philanthropic endeavors.

Aviation and Personal Security Financial Planning:

• Cash Flow Management: Owning a private aircraft can significantly impact cash flow. Vidarrow can help develop a comprehensive cash flow management plan that factors in operating costs, maintenance expenses, hangar fees, and fuel costs associated with the aircraft. We can also ensure sufficient reserves are available for unexpected repairs or downtime.
• Tax Planning: Vidarrow can collaborate with tax advisors to explore potential tax benefits associated with aircraft ownership, such as depreciation deductions and business use exemptions. We can also help navigate the complexities of sales and use tax for aircraft.
• Investment Planning for Liquidity: Maintaining sufficient liquidity is crucial for individuals with illiquid assets like artwork or private aircraft. Vidarrow designs investment strategies that prioritize asset allocation and diversification to ensure readily available funds for ongoing expenses and financial needs.
• Estate Planning: Developing a comprehensive estate plan is essential for high-net-worth individuals. Vidarrow can work with estate planning attorneys to ensure these valuable assets are distributed according to the individual's wishes, considering potential estate taxes and minimizing the tax burden on heirs.

Management of Collectible Assets (Watches, Jewelry, Art, Classic Cars):

• Valuation & Appraisal: We can collaborate with qualified appraisers to ensure accurate valuations of jewelry, art, and watches for insurance purposes, estate planning, or potential sales.
• Liquidity Considerations: Vidarrow can discuss the liquidity of collectible assets and advise on strategies for selling them if necessary. This might involve connecting clients with reputable auction houses or art dealers specializing in these specific collectibles.
• Insurance Coverage: Vidarrow can help ensure these valuable assets are adequately insured against damage, theft, or loss. We can work with specialized insurance providers who understand the unique risks associated with collectible items.
• Art Finance: We are available to support the design and implementation of bespoke financial strategies to monetize your art collection. This may include facilitating relationships with lenders who provide short to mid-term loans to help you unlock liquidity from your art collection, tailored to your specific needs and goals, without the need to sell. 

Benefits of Using Vidarrow for Executives:

• Fiduciary Duty: Vidarrow is legally obligated to act in the executive's best interests, ensuring financial recommendations prioritize the executive's long-term financial security over short-term gains or commissions.
• Confidentiality & Discretion: Vidarrow understands the importance of confidentiality for executives. We offer discreet and personalized service tailored to the unique financial situation of each client.
• Specialized Knowledge: Vidarrow specializes in working with executives and understands the specific financial challenges and opportunities you face.
• Holistic Approach: Vidarrow goes beyond just investment management and offer a comprehensive approach to financial planning, considering all aspects of the executive's financial life.
• Long-Term Partnership: Vidarrow can provide ongoing support and guidance as the executive's financial situation and goals evolve throughout their career and beyond.