Individuals

Financial Planning & Goal Setting:

• Developing a Personalized Financial Plan: Vidarrow can work with individuals to understand their financial goals (retirement, education funding, wealth accumulation), risk tolerance, and current financial situation. Based on this information, we can create a personalized financial plan that outlines strategies to achieve those goals.
• Retirement Planning: Vidarrow can help individuals develop a retirement strategy, including choosing appropriate retirement accounts, estimating retirement needs, and making informed decisions about Social Security.
• Benefits Evaluation and Optimization: Most people don't utilize their employer-provided benefits to their full potential. We'll analyze your benefit package (health insurance, retirement plans, etc.) to ensure you're enrolled in the right options and maximizing their value. We can help you understand complex plan details, navigate enrollment processes, and identify opportunities to save money and improve your financial security.
• Education Planning: Vidarrow can assist with planning for education expenses, exploring options like 529 plans and educational grants, and developing strategies to save for future education costs.
• Tax Planning Strategies: We collaborate with your tax advisor to develop tax-efficient investment strategies and minimize your tax burden.

Investment Management:

• Portfolio Construction & Management: Vidarrow designs and manages customized investment portfolios tailored to the individual's risk tolerance, investment goals, and time horizon. This could involve a mix of stocks, bonds, mutual funds, and other asset classes.
• Investment Monitoring & Rebalancing: Vidarrow monitors the client's investments and makes adjustments as needed to maintain the desired asset allocation and manage risk.
• Investment Research & Due Diligence: Vidarrow conducts in-depth research on investment options and provides insights to help individuals make informed investment decisions.

Additional Services:

• Estate Planning Coordination: Vidarrow can collaborate with estate planning attorneys to ensure your financial plan aligns with your estate planning goals.
• Risk Management: Vidarrow can help individuals identify and manage various financial risks, such as long-term care needs, disability, and market volatility.
• Debt Management: Vidarrow can provide guidance on developing strategies to manage debt effectively and create a plan for debt repayment.

Benefits of Using Vidarrow for Individuals:

• Fiduciary Duty: Unlike some financial advisors who may work on commission, Vidarrow is legally obligated to act in the client's best interests, ensuring their recommendations are based solely on your financial situation and goals.
• Personalized Service: Vidarrow offers a more personalized approach compared to large financial institutions. We take the time to understand your unique needs and goals and develop a highly customized financial plan.
• Objectivity & Expertise: Vidarrow can provide objective financial advice free from potential conflicts of interest that may arise with in-house financial advisors at banks or brokerage firms.
• Ongoing Support & Guidance: Vidarrow provides ongoing support and guidance as your financial situation and goals evolve over time.