Don’t Leave Your Old 401(k) Behind
I wanted to share some insight that could make a meaningful difference in your financial picture—especially if you have an old 401(k) from a previous employer that hasn’t been reviewed in a while.
Many people leave behind 401(k)s when they change jobs, which is perfectly normal—but it can also lead to missed opportunities. Without regular management, these accounts may not be aligned with your current financial goals or risk tolerance.
Rolling over your old 401(k) into an IRA with a wealth manager not only gives you more control over your investments, but also opens the door to:
- A wider range of investment options beyond the limited choices offered in most 401(k) plans
- Professional portfolio management tailored to your unique goals, risk profile, and time horizon
- Simplified account management by consolidating assets, making it easier to track progress and make informed decisions
- Tax-efficient strategies that could potentially help reduce what you owe now—or in retirement
Even if you're not sure what to do just yet, having a conversation with a wealth manager can help you understand your options and avoid common pitfalls, such as penalties, unnecessary fees, or missed growth potential.
I'd be happy to walk you through your choices, help you compare the pros and cons, and ultimately figure out what works best for you—whether that’s a rollover or another strategy.
If you’d like to schedule a time to talk, feel free to reach out to me at luke.sauter@vidarrow.com or use my calendar link to schedule a call. I look forward to helping you make the most of your hard-earned savings.